The Bad: Cybersecurity attacks continue to be on the rise. Russian retaliation, tax scams, and changes in business operations during the pandemic are some of the reasons why cyber-attacks are increasing and projected to continue. The Good: Phishing emails and weak passwords still remain the top initial attack vectors. Why is this good news? Because it means that we still have some control in protecting ourselves. Understanding human behavior, educating ourselves in areas of cybersecurity, and taking diligent measures will always remain the first line of defense.

Last week in Part I of this series, we outlined the basics of the more common charitable giving tax-saving strategies.

As we approach the end of 2019, Baldrige Asset Management would like to provide you various ways to contribute to your favorite charities. The basics of the more common charitable giving strategies are summarized here:

This past week I spent 4 days in Washington DC at FinCon, a conference where “money and media meet.”

Charitable giving is an important part of many of our lives. As one ages, there are different strategies to consider with regards to methods and timing of giving. One of the best ways to give to charities is directly from IRA’s as a Qualified Charitable Distribution.

Cybersecurity. Identity theft. These are not new topics; in fact, the over-saturation of information regarding these issues may inadvertently cause us to be lax in our efforts to take concrete steps to protect ourselves. What have you done lately to protect yourself and your family members from cybercrime and identity theft?